Prepare the capital decision before the lender conversation starts.

Financing is a controlled process of readiness: asset logic, cash flow, terms, counterparties and a credible route through due diligence.

The lender room

What needs to be clear when capital is requested.

Asset case

The underlying commercial or real-estate logic, evidence and ownership position.

Capital requirement

The amount, structure, security, timing and intended use of funds.

Repayment route

The income, operating plan, exit or refinancing route behind the request.

Decision process

Who has authority, which approvals are required and what diligence is anticipated.

Use of funds

Acquisition, development, refinancing, works, working capital or liquidity bridge.

Must be specific

Security and recourse

Asset security, corporate support, guarantees, pledges and any limits to recourse.

Must be explicit

Timeline

Expected approval date, signing, drawdown, maturity, repayment events and pressure points.

Must be credible

Evidence pack

Ownership documents, valuation logic, leases, cost plan, cash flow, permissions and diligence material.

Must be ready

Funding sequence

FrameClarify asset, ask, timing and capital alternatives.

PrepareDevelop the evidence, model, narrative and transaction materials.

CoordinateManage conversations, diligence requests, terms and conditions.

CompleteMove through documentation, drawdown and operating handover.

Mandate enquiry

Share the asset or project, the funding requirement and the expected timeline.